Should Employers provide a Payday Loan Alternative?

Employers should in fact pitch in to provide interest-free payday loans, or advance payment alternatives against the employee’s monthly salary as the credit facilities.

The Different Types of Loans

Depending on a borrower’s specific need determines what type of loan they should try to obtain.

Prepaid Credit Cards – A Good Alternative

Prepaid credit cards are a good option if you need a credit card but have a bad credit rating that would hinder your ability to be approved for one.